Updated, enhanced, and easier-to-use SaintSal™ at SaintSal.ai

The Mind Behind The Machine

20+ Years From Wall Street to AI Innovation

Ryan Capatosto - Founder & CEO

Ryan Capatosto

Founder & CEO

Saint Vision Group LLC | Saint Vision Technologies LLC

JP Morgan (2004)Goldman Sachs Executive Track20+ Years Institutional FinanceUS Patent #10,290,222 InventorHACP™ Protocol CreatorCommercial Real Estate DirectorPrivate Fund ManagerOrange County, California
"We filed before IBM. We built before the hype. This isn't a startup story - this is intellectual property that defines how humans and AI connect across every device on the planet."

Ryan Capatosto is the founder and CEO of Saint Vision Group LLC and Saint Vision Technologies LLC, a full-spectrum AI technology and financial services enterprise headquartered in Orange County, California. With over 20 years of institutional finance experience beginning at JP Morgan in 2004 and continuing through the executive track at Goldman Sachs, Ryan bridges the gap between Wall Street precision and Silicon Valley innovation.

He is the inventor and holder of US Patent #10,290,222, which established the foundational intellectual property for HACP™ (Human AI Connection Protocol)—a groundbreaking technology enabling escalation and de-escalation capabilities across the entire virtual world through any device via prompt or avatar. This patent predates major industry players, including IBM, in generative AI applications by three days, positioning Ryan at the origin point of the human-AI interface revolution.

Ryan's vision extends beyond technology into actionable capital deployment. Through Cookin Capital Management, he offers investors access to structured returns of 9-12% annually, backed by real estate and private equity strategies refined over two decades of deal-making. His commercial lending division facilitates transactions ranging from $5,000 to $100 million, while his real estate brokerage arm executes full-service transactions across residential and commercial sectors.

The Saint Vision ecosystem includes SaintSal.ai (a consumer AI platform available on iOS and Android competing directly with ChatGPT and Claude), Cookin.io (a universal productivity search engine), PartnerTech.ai (white-label SaaS solutions), and CapCookin.ai (fund management automation for advisors and fund managers). Through a strategic partnership with Darren Brown and FlipEffective, Ryan also delivers Foreclosure Gold™ opportunities, loan modification services, and legal assistance for clients navigating foreclosure or bankruptcy.

Ryan's approach to AI development is uniquely faith-forward—designed to be inclusive, never intrusive, and welcoming to all. This philosophy, combined with his proprietary HACP™ protocol, creates technology that serves humanity first.

With a clear trajectory toward dual IPOs in both technology and capital divisions, Ryan continues to build what he calls "Capital That Can't Be Bought™"—the intersection of knowledge, intelligence, and execution that defines the future of human-AI collaboration.

Building The Future

2004
Wall Street Foundation (JP Morgan)
2018
Patent Filed - US #10,290,222
2023
HACP™ Protocol Development
2024
SaintSal.ai Launch (iOS & Android)
2025
Cookin.io Platform Launch
2025
Cookin Capital Management Fund
Future
IPO - Technology Division
Future
IPO - Capital Division

Built with purpose. Inclusive by design. A whisper of faith that welcomes all, excludes none, and never gets in the way. Technology that serves humanity.

Executive Leadership Team

JR Taber

COO

David Hamilton

CLO

Grace Warner

CIO

Ritik Rohan

CTO